The Company:

Become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial needs of middle-class Americans. With a culture of collaboration and a one-team mindset, they encourage entrepreneurial thinking to empower their customers toward financial well-being.

The company’s technology enables bank, retail, and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary analytics. They apply the experience gained and infrastructure built from servicing over 20 million customers and over $40 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare, private label credit and general-purpose credit cards marketed through our omnichannel platform, including retail point-of-sale, healthcare point-of-care, direct mail solicitation, digital marketing, and partnerships with third parties.

Work Culture:

A collaborative, innovative environment where everyone contributes to building something meaningful. You’ll be empowered to lead, grow, and make an impact.

The Role:

Develop and implement fraud detection models using advanced analytics and machine learning techniques.

Monitor real-time transaction data to identify and flag potentially fraudulent activities.

Conduct root cause analysis of fraud incidents and recommend preventive measures.

Collaborate with cross-functional teams, including IT, Information Security, and Customer Service, to enhance fraud management processes.

Design and maintain dashboards and reports for fraud trends, KPIs, and risk assessments.

Ensure compliance with regulatory requirements and industry standards related to fraud prevention.

Stay updated on emerging fraud trends, tools, and technologies to strengthen detection capabilities.

You’re perfect for this role if you have:

• Bachelor’s degree in Finance, Business, Mathematics, Statistics, Economics, or a related field.5+ years of relevant consumer credit risk experience within US consumer lending. Experience with US consumer credit cards is strongly preferred.2+ years of managerial experience, including direct leadership of analytical, risk, or portfolio management teams.Cross-functional experience in areas such as portfolio management, acquisitions, loss forecasting, marketing, pricing, and profitability analytics preferred.3+ years of working experience with SAS, SQL, Python, or similar programming tools.Strong analytical, interpretive, and problem-solving skills, with the ability to develop practical solutions to complex business challenges.

  Solid understanding of P&L dynamics and key profitability drivers within consumer lending.

  Excellent written and verbal communication skills, with the ability to translate complex analysis into clear, actionable business insights.

  Demonstrated ability to collaborate effectively with business partners across marketing, operations, technology, finance, and risk functions.

  Strong planning, prioritization, coordination, and organizational skills.

  High degree of initiative, sound judgment, self-direction, and ability to perform effectively in a fast-paced, high-pressure environment.

Location and Work Expectations: Hybrid work environment, 3 days a week in office. Office is located in Sandy Springs (Atlanta) Georgia. Austin is a possibility for someone already based there. Relocation assistance to Atlanta is available.

Compensation: D.O.E., salary range $100,000 to $120,000. Bonus target 5%.

Benefits include:

Generous PTO and holiday schedule

401(k) with company match

Employee stock purchase plan

Ongoing training (lunch & learns, financial and health webinars)

Team volunteer outings

Please contact daina@cardresourcegroup.com for more information.